Recent Articles
Jan
19
2026
19
2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
Jan
12
2026
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Dec
30
2025
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
Dec
18
2025
18
2025
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
Dec
10
2025
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...